Bank Cards

PIN cards

A PIN card is a card that is linked to your personal bank account and comes with a Personal Identification Number of 4-6 numbers. It is used at ATM machines, in shops/restaurants, and/or online using internet banking. The amount due will be instantly transferred from your personal account to the payee. Daily limits apply, so checking your balance is recommended.

ATM

Not all ATMs accept all cards; you will need to check the logos (e.g. Maestro or VISA) on your card and on the ATM to determine if they are compatible. The PIN card is the most commonly used card in the Netherlands.

Credit cards

Credit cards are not widely used in the NL, and many places do not accept them. Be aware that you cannot pay real estate agents, for example, using a credit card.