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Banking

Getting a Bank Account

Opening an account

  • This will need to be done in person. An appointment is recommended for convenience; you can ask which specific documents are needed.
  • It is recommended to open an internet account for easy bill payments and international bank transfers. Check which foreign currency can be transferred via online banking and the costs involved, and whether the foreign bank uses IBAN/BIC for European account numbers or the SWIFT system or ABA number for the US. Daily limits apply.
  • Check whether the bank has an English version of its online services.

Documents needed for initial bank contact

  • passport (or official country ID card)
  • proof of your BSN (Burger Service Nummer, given by the Town Hall/municipal in your area)
  • proof of address (letter/certificate of registration of the Town Hall or a rental contract)
  • employment letter or work contract